Categories policies: BUSINESS
Professional Liability Insurance
General Liability Insurance
Looking for General Liability Insurance in the Concord, China Grove NC area?
Are you a business owner in China Grove or Concord, Kannapolis looking for General Liability Insurance? Our agency has you covered. It only takes one claim to financially cripple your business, so it’s important that you have adequate coverage from a highly rated carrier.
At it’s core, General Liability Insurance (a.k.a. CGL for Commercial General Liability) is the most basic form of commercial liability coverage. If you own a business, having General Liability coverage is not optional — it’s mandatory.
At Jason Bentley Agency, we represent a wide range of General Liability Insurance companies in North Carolina and can help pair your business type with the best possible provider and pricing.
What does General Liability Insurance Cover?
Business is inherently risky, but General Liability insurance protects against many known and unknown risks.
Simply put, CGL guards you, your business and your employees from claims involving bodily injury or property damage born out of your business operations. These policies cover the expense of out-of-court settlements, litigation and judgments awarded by courts. Often times CGL is paired with BPP (Business Personal Property) coverage in a BOP (Business Owners Policy).
Here are a few things you can expect General Liability Insurance to cover:
- Lawsuits, investigations, and settlements
- Injury damages
- Advertising/Copyright claims
What’s involved with getting CGL Insurance?
With any type of insurance there are certain underwriting and eligibility questions that must be answered in order for the insurance company to determine what the final rating will be.
Our agency will guide you through the process and make it easy. Many times companies will require you to show them a certificate of insurance before you can do work for them.
This proves to them that you have active insurance coverage, which is typically a requirement if you’re running a business in most states.
If you’re confused by any of this don’t worry, we’ll make the process easy. Give us a call and we can help you get the process started when you’re ready.
Business Insurance
Do you need a better Business Insurance Package?
Choosing the right business or commercial insurance plan for your business can be very confusing, so we have developed many different options and programs to meet the needs of our commercial insurance clients in the Concord, China Grove area and throughout the state of North Carolina.
At Jason Bentley Agency, we can design a specialized package according to your property, liability, and casualty needs.
We are also proactive in identifying any factors that may increase your premiums or change your risk, and provide consulting and risk management options to protect your business.
Whether you are a retailer, wholesaler, contractor, or electrician, we can tailor a package to meet your specific needs and requirements. So give us a call today or fill out one of our free online quote forms.
Commercial Package policy vs. Business Owners Policy (BOP)
Think of a Commercial Package Policy as a stereo system where you buy each component individually. So you would buy the receiver, speakers, remote, and every other part and accessory separate from each other.
In contrast, a BOP policy is much like a stereo-in-a-box. All of the pieces you need come pre-packaged.
Business Insurance Products in the Concord, China Grove NC Area
- Business Owners Packages (BOP)
- Commercial Auto
- Business Personal Property
- Business Umbrella Policies
- Church Insurance
- Restaurants
- Errors and Omissions
- Equipment Floater
- Risk Management
- General Liability
- Contractors
- Retail Stores
- Plumbers
- Professional Offices
- Property Managers & Owners
- Electricians
- Workers Compensation
- Commercial Building Property
- Apartment Owners
- Self Storage
- Condominium Owners
- Store & Lock Centers
- Retail Stores
- EPLI – Employment Practices Liability Insurance
- Professional Liability Insurance
- Directors & Officers
- Landscapers
- Cyber Liability
- Pollution Liability
- Painters
- Liquor Liability
- Medical Professional
- Service & Repair Insurance
- General Repair Shops
- Garage Keepers
- Auto Body Shops
- Crime
- Inland Marine
- Builders Risk
How to get started with your Business Insurance Comparison
No two businesses are the same, so it’s important to speak to a qualified Business Insurance professional like us, who can sift through your various options. The last thing you want is some cookie-cutter policy that’s riddled with exclusions and limitations.
To get started, call our office or click to get a quote.
Either way, we’ll make the process easy!